By Square 4 Team | 15/05/2026

Consumer Duty in 2026: Compliance, to Culture, to Customer Advocacy

Consumer Duty has entered a materially different supervisory phase. The FCA is no longer assessing …

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Consumer Duty in Insurance: practical steps for better understanding (and improving) outcomes

Three years after implementation, the challenge for insurers is no longer Consumer Duty compliance; it …

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Low Financial Resilience and Equity Release: Why Vulnerability is the Core Advice Challenge

FCA analysis shows that low financial resilience affects a significant proportion of UK adults. The …

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Consumer Duty in 2026: Research by Square 4 provides vital insight for Boards.

Square 4 Partners’ 2026 Consumer Duty Research Paper, Compliance, to Culture, to Customer Advocacy, draws …

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Consumer Duty in 2026: Compliance, to Culture, to Customer Advocacy

Consumer Duty has entered a materially different supervisory phase. The FCA is no longer assessing …

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Outcomes monitoring: A Square 4 practical guide.

With the introduction of the FCA’s Consumer Duty in July 2023, the regulatory focus shifted …

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Consumer Duty and Fair Value in the Insurance Sector

Introduction The insurance commercial and regulatory landscape is evolving rapidly, shaped not only by technological …

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Effective Broker Oversight – Finance Providers

Effective Broker Oversight has become essential to ensuring regulatory compliance and delivering positive customer outcomes …

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The Strategic Advantage of Outsourcing Compliance Monitoring

In today’s evolving regulatory landscape, firms authorised and regulated by the FCA face increasing pressure …

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The FCA’s Vulnerability Review – A Deep Dive

On 7 March 2025, the Financial Conduct Authority (FCA) published the findings from its thematic …

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