By Square 4 Team | 15/05/2026

Consumer Duty in 2026: Compliance, to Culture, to Customer Advocacy

Consumer Duty has entered a materially different supervisory phase. The FCA is no longer assessing …

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The FCA’s Mortgage Rule Review: Creating opportunity for Consumers and Lenders

On 22 July 2025, the Financial Conduct Authority (FCA) published Policy Statement PS25/11, aimed at …

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Navigating the FCA’s Latest Claims Insights: A Call to Action for Insurers

On 22 July,  the Financial Conduct Authority (FCA) issued a press release following their multi-firm …

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Lessons to learn from the recent safeguarding enforcement case

The FCA Policy Team has been busy preparing the (now delayed) Policy Statement to outline …

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UK Regulators Propose SMCR Overhaul: What firms need to know

On 15 July 2025, HM Treasury (HMT), the Financial Conduct Authority (FCA), and the Prudential …

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The Implications of the FCA’s Pure Protection Market Study on the Insurance Sector

Assessing Regulatory Shifts and Industry Evolution   Introduction The insurance sector is no stranger to …

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Unlocking the Future of Buy Now Pay Later: FCA’s Proposed Regulations on Deferred Payment Credit (DPC)

The Financial Conduct Authority (FCA) published a consultation paper on 18 July 2025 entitled “Deferred …

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FCA Whistleblowing Report 2024/25: compliance and culture in focus

On 24th June, the FCA published its 2024/25 Prescribed Persons Annual Report – more commonly …

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Sustainable Lending in the Consumer Credit Market

In today’s challenging economic environment, marked by rising consumer vulnerability, inflationary pressure, and the growing …

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FCA proposes streamlining complaints data reporting

On 22nd May, the Financial Conduct Authority (FCA) released Consultation Paper CP25/13, “Improving the Complaints …

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