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By Square 4 Team | 15/05/2026

Consumer Duty in 2026: Compliance, to Culture, to Customer Advocacy

Consumer Duty has entered a materially different supervisory phase. The FCA is no longer assessing …

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By Darren Fisher | 12/02/2026

FCA Confirms New Rules for Buy Now Pay Later: What Businesses Need to Know

On 11 February, the Financial Conduct Authority (FCA) published Policy Statement (PS26/1) confirming that the …

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By Simon Goryl - Advisory Director | 23/01/2026

EMILY – Early Money Is Like Yeast: It Makes the Dough Rise

One of the earliest financial planning principles that has stayed with me is EMILY – …

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By Roma Pearson - Senior Advisory Director | 30/12/2025

New Year, new regulatory focus – what’s next in 2026?

As the UK financial ecosystem continues to evolve rapidly, 2026 is shaping up to be …

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By Nicky Green - Advisory Director | 03/11/2025

Financial crime oversight – why all firms should pay attention to the FCA’s latest survey results

Last month, the FCA published a press release highlighting gaps in financial crime oversight arrangements. …

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By Tom Jeffery - Operations Director | 13/10/2025

Reconnecting with the Past: Practical Realities Behind the Motor Finance Compensation Scheme

As the FCA consults on its proposed industry-wide motor finance compensation scheme, the debate has …

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By Roma Pearson | 09/10/2025

CP 25/27 – turning clarity into proportionate action

The FCA has now proposed its approach to historic motor finance commission arrangements. This marks …

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By Darren Fisher - Senior Advisory Director | 18/08/2025

The FCA’s Premium Finance Market Study: An In-Depth Analysis

On 22 July, the Financial Conduct Authority (FCA) published the initial findings from its comprehensive …

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By Darren Fisher - Senior Advisory Director | 06/08/2025

Unlocking Opportunity: The FCA’s Evaluation of General Insurance Pricing Practices Remedies

Insights on FCA Evaluation Paper 25/2   Introduction The landscape of general insurance pricing has …

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By Simon Goryl - Advisory Director & Luke Wootton - Client Relationship Director | 06/08/2025

Ongoing Advice Service – FCA Multi Firm Review

On 15 February 2024, the Financial Conduct Authority (FCA) issued data requests to 22 of …

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